The Home Plus Program provides a competitive 30 year fixed rate mortgage with a down payment assistance grant up to 5% of the loan amount on a home purchased in Arizona (except Maricopa and Pima counties). Income limitations are county specific and debt-to-income ratio limitations apply. You do not need to be a First-Time Home Buyer, however you must meet minimum credit score requirements and FHA, VA, and USDA guidelines. Each county has different purchase price limitations.