This program will allow for Fannie Mae/Freddie Mac Conventional, FHA, VA, and USDA new construction for doublewide manufactured homes with a minimum 600 sq ft. The home must be less than 12 months old from manufacturers date (see HUD data plate). The home must be directly transported from the manufacturer or dealership... READ MORE
This program will allow for Fannie Mae/Freddie Mac Conventional, FHA, VA, and USDA financing of existing doublewide manufactured homes with a minimum 600 sq ft. The home must be at least 12 months old from manufacturers date (see HUD data plate). The home must have been directly transported from the manufacturer or dealership... READ MORE
The FHA 203K Renovation loan is for primary residences only and can be done on a Purchase or Refinance. The purpose of this loan is to help a buyer with that home that is a “fixer upper” or just someone who wants to update the home to their desired specs. There are two 203K sub-types in the Streamline 203K and the Standard... READ MORE
The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American.... READ MORE
Properties located on agricultural land or on an income-producing tract are ineligible. Conforming Loan Limits apply of $453,100. Max income allowable is determined by County and number of people in household. 620 minimum credit score required. Primary Residences only.
The VA Home Loan is a mortgage available to United States Veterans, Service Members, and not remarried spouses. VA Loans are issued by qualified lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). No Down Payment is required based on the Veteran’s available entitlement and sales price of home and appraised value. Conforming Loan Limits apply of $453,100 for 100% financing. 580 minimum credit score required. Primary residences only.
Fannie Mae & Freddie Mac require a minimum 3% down on a single family Primary Residence. Fannie Mae requires a minimum of 10% down on Second Homes. Freddie Mac requires a 15% down minimum on Second Homes. Investment properties require a 15% down minimum. Conforming Loan Limits apply of $453,100. Fannie Mae Home Ready and Freddie Mac Home Possible Advantage programs require a minimum of 3% down and offer reduced Private Mortgage Insurance (PMI) coverage and better rates if the borrower’s income is below the Area Median Income (AMI) for the relevant census tract. Recent guideline changes now allow for a 50% max DTI on higher LTV conventional loans.
Minimum down payment of 3.5% required for single family, condos, townhomes, and multifamily units. 580 minimum credit score required. Primary residences only. FHA county loan limits apply. Reserve requirements apply on all multifamily residences.
A Jumbo loan is any loan greater than the conforming loan limits for the County. Jumbo loans in Arizona constitute any loan over $453,100. We offer Jumbo loans with as little as 5% down. Credit score requirements and loan guidelines differ by investor. 620 minimum credit score required. Specialty Doctor Loans are available.