This program will allow for Fannie Mae/Freddie Mac Conventional, FHA, VA, and USDA financing of existing doublewide manufactured homes with a minimum 600 sq ft. The home must be at least 12 months old from manufacturers date (see HUD data plate). The home must have been directly transported from the manufacturer or dealership. No alterations to the structure. The towing hitch, wheels, and axles must be removed and the dwelling must assume the characteristics of site-built housing. Standard Heating & Cooling, Foundation, Subterranean Termite, and flood zone guidelines apply. Borrower's middle score requirement is a 660 minimum. Max lot size is 10 acres. All homes must be converted from Chattel to Real Property.

USDA - Rural Housing Loan 

  • The USDA Rural Housing loan is a true 0% down loan program specific to the eligible areas.
  • Properties located on agricultural land or on an income-producing tract are ineligible. Conforming Loan Limits apply of $424,100. Max income allowable is determined by County and number of people in household. This is part of a USDA Pilot Program and expires August 12, 2018. Home must have been previously occupied and be no less than 12 months old (see data plate). Primary Residences only. Home must have been built by January 1, 2006.


No Down Payment is required based on the Veteran’s available entitlement and sales price of home and appraised value. Conforming Loan Limits apply of $424,100. Primary residences only. Home must have been built by June 15th 1976.


Fannie Mae & Freddie Mac require a minimum 5% Down on a Primary Residence. Fannie Mae requires a minimum of 10% Down on Second Homes. Freddie Mac requires 15% Down minimum on Second Homes. Homes must be 12 feet wide. Conforming Loan Limits apply of $424,100. Home must have been built by June 15th 1976.


Minimum down payment of 3.5% required. Primary residences only. Home must have been built by June 15th 1976. FHA county loan limits apply.

Jumbo/Specialty Loans

A Jumbo loan is any Loan greater than the conforming loan limits for the County. Jumbo Loans in Arizona constitute any loan over $424,101. We offer Jumbo Loans with as little as 5% down. Credit score requirements and loan guidelines differ by investor. 620 minimum credit score required. Specialty Doctor Loans are available.